The best alternatives to Wise Business in 2026

The business account for independent workers in France

• Business account with French IBAN and Visa Business card from €6/month excl. VAT
• Quotes, invoices and automated Urssaf filing (French social contributions) from the Simple plan
• Accounting export and receipt scanning

Business bank account and financial management solution for freelancers and companies

• Free business account (with a French IBAN in the French offer)
• Built-in invoicing from the free plan
• Cashback of up to 3% on spending

Flat-fee portage salarial platform (French umbrella employment): employee status, full social protection and simplified admin for freelancers in France.

• Portage salarial, invoicing and social protection all in one (unemployment, pension, health cover)
• Subscription capped at €249 excl. VAT/month, no commission on revenue
• No commitment, no set-up or exit fees

The 100% mobile, free business account for auto-entrepreneurs and freelancers, with cashback and zero fees abroad

• International business account
• Sub-accounts (Spaces) to organize your cash flow
• Virtual and physical cards

All-in-one business account for freelancers and SMEs: account, card, invoicing and built-in accounting tools.

• Business account, invoicing and accounting in one place
• Intuitive French interface
• Accounting integration with more than 50 partner firms

Multi-currency business bank account for freelancers and companies

• Multi-currency account, ideal for international freelancers
• Attractive exchange rates
• Virtual cards for online payments

The business account for companies and independent workers 💫

• Useful free plan: business account and unlimited invoicing at €0
• Electronic invoicing included for free (Plateforme Agréée, an accredited platform under the French e-invoicing reform)
• Customer service based in France, available 7 days a week

Payment terminal and business account for taking card payments from your clients

• Payment terminal and business account combined
• Simple way to accept card payments
• No fixed monthly fees

Full-service company formation and business management for independent entrepreneurs

• Company formation billed at €0 (excluding legal fees), with a dedicated advisor
• Firm registered with the Ordre des experts-comptables (the French chartered accountants' body): annual accounts (bilan) and tax return included
• Articles of association within 24 hours and Kbis (the French company registration extract) in 10 days on average for a single-owner company (according to Swapn)