In short
Blank is a business account for freelancers with an IBAN, a Visa Business card, quotes and invoices, and automated Urssaf (French social security contributions) filing: €6, €17 or €39 excl. VAT (HT) a month, no free plan. Trustpilot: 3.7/5 from 1,120 reviews, with support and account closures criticised.
€6 to €39 excl. VAT/month
Three plans: Simple, Confort and Complète
€50 offered
When you open the account via our partner link
Invoicing + Urssaf
Quotes, invoices and automated Urssaf filing from the Simple plan
3.7/5 on Trustpilot
1,120 reviews, with criticism of support
Who is it for?
It is for you if
- You are a freelancer or micro-entrepreneur and want a low-cost business account
- You want to invoice and file with the Urssaf from the same tool
- You do not need to deposit cash or collect cheques
- You can keep a backup second account in case of trouble
Skip it if
- You need very responsive support in case of fraud or a block: some reviews describe difficulties
- You want a single, stable account for your whole business: several reviews mention closures or refused openings
- You handle cash or cheques: Blank does not manage them
Our detailed review
What is Blank in 2026?
Blank is an online business account designed for freelancers and self-employed people: a French IBAN, a Visa Business card, SEPA transfers and, above all, built-in management tools. From the cheapest plan, you get a quote and invoice tool, receipt and expense report scanning, an accounting export and automated Urssaf (French social security contributions) filing, with your contributions calculated and paid from the app. Blank is designed for businesses registered in France (a foreign freelancer based in France included).
It is an online bank for freelancers and micro-entrepreneurs who want to bring their account, invoicing and filings together. That is also why the support deserves a close look: a bank account is judged above all on the day something goes wrong.
Pricing
Here is what Blank's pricing page shows (as of October 2026, excl. VAT (HT), no free plan). Simple costs €6 excl. VAT per month: 30 SEPA transfers, quotes and invoices, automated Urssaf filing, receipt scanning. Confort costs €17 excl. VAT: everything in Simple, plus 60 SEPA transfers, phone support 5 days a week, higher card limits and income-maintenance cover. Complète costs €39 excl. VAT: unlimited transfers and support 6 days a week.
Beyond the quota, each SEPA transfer costs €1 excl. VAT, as does each ATM withdrawal (capped at €3,000 a month). Blank does not handle cash deposits or cheque collection. Income-maintenance cover is not included in the Simple plan: if it matters to you, count on €17 excl. VAT.
When you open your account via our link, you get €50 offered: the conditions are on the Blank deal page.
What users say
On Trustpilot, Blank shows 3.7/5 ("Average") from 1,120 reviews as of 7 October 2026, 56 of them in the last twelve months. We found no usable Google listing. Positive reviews cite good prices, a nicely designed card, responsive support for some and the benefit of seeing your balance in real time.
The criticism is plentiful and goes to the heart of a bank account. Several customers describe support that is hard to reach after card fraud, repeated document requests, account openings refused without a detailed explanation and account closures seen as unjustified, with closing fees mentioned. Others regret monthly transfer limits that are too low and app bugs in invoicing. These are customer testimonials on Trustpilot, which we cannot verify individually.
To read this rating in context: according to Trustpilot, Blank regularly invites its customers to leave a review, but has not replied to negative reviews.
What we like less
Three reservations. First, support: for a bank account, the feedback on fraud and closures is worrying, and phone support only comes with the €17 excl. VAT plan. Then the limits of the service: no cash or cheques, card and transfer limits to watch. Finally the risk of dependence: if your account is blocked or closed, you lose access to your invoicing and your Urssaf filing. Keeping a backup second account is a reasonable precaution.
Blank or another solution?
To compare business accounts, we have gathered the offers in our business account comparison. Also see our reviews of Shine and Qonto, and all the options in the alternatives to Blank.
Features
Business account with a French IBAN
A business account with a French IBAN, a Visa Business card, SEPA transfers up to €30,000 a month and direct debits, according to Blank's price grid.
Quotes and invoices
A tool to create quotes and invoices, with receipt scanning and expense reports, included from the Simple plan.
Automated Urssaf filing
Calculation, filing and payment of your Urssaf contributions from the app, without going through another tool.
Accounting export
Export your accounts and receipts in one click, in a format an accountant can use.
Insurance included depending on the plan
Cover for medical expenses abroad up to €76,300; income-maintenance cover from the Confort plan, not included in Simple.
Support depending on the plan
E-mail support 5 days a week (Simple), then phone support with the Confort plan, and 6 days a week with the Complète plan.
Pricing
Checked on the official website on October 7, 2026
Simple
Entry point
- 30 SEPA transfers included (€1 excl. VAT beyond that)
- Quotes, invoices and expense reports
- Automated Urssaf filing
- Visa Business card
Confort
60 SEPA transfers included
- Everything in Simple
- Phone support 5 days a week
- Higher card limits (€40,000 a month)
- Income-maintenance cover
Complète
Unlimited SEPA transfers
- Everything in Confort
- Priority support 6 days a week by e-mail and phone
- Higher card limits
ATM withdrawals
Limit of €3,000 a month according to the grid
- Applies to all plans
- No cash deposits or cheque collection, according to our listing
Strengths and weaknesses
Strengths
- Business account with French IBAN and Visa Business card from €6/month excl. VAT
- Quotes, invoices and automated Urssaf filing (French social contributions) from the Simple plan
- Accounting export and receipt scanning
- Three plans with no commitment
Weaknesses
- Support criticised in reviews: fraud, refused account openings, closures without explanation
- No cash deposits and no cheque cashing
- Phone support and income protection guarantee only from the Confort plan (€17 excl. VAT)
- Trustpilot: 3.7/5 on 1,120 reviews, with no replies to negative reviews
What users say
Ratings and feedback from public platforms, not a FreelanceKit score
Our verdict
Blank has good arguments on paper: a business account from €6 excl. VAT a month, with invoicing and automated Urssaf filing. We recommend it to a freelancer who wants a low-cost all-in-one tool. But for a bank account, support matters: Trustpilot reviews (3.7/5 from 1,120 reviews, no replies to negative reviews) report difficulties after fraud, refused account openings or closures without explanation. Do not choose it as your only account if you need very responsive support.
Get €50 credited when you open your account using this link
Try BlankFrequently asked questions about Blank
Blank shows 3.7/5 ("Average") on Trustpilot from 1,120 reviews (as of 7 October 2026), 56 of them in the last twelve months. The criticism concerns support after fraud, refused account openings and account closures; positive reviews praise the price and the app. We found no usable Google listing.
Three plans with no free option, excl. VAT: Simple at €6 a month, Confort at €17 and Complète at €39. Each SEPA transfer beyond the quota costs €1 excl. VAT, and each ATM withdrawal €1 excl. VAT (Blank's pricing page, October 2026).
30 SEPA transfers a month, the quote and invoice tool, automated Urssaf filing, receipt and expense report scanning, with a French IBAN and a Visa Business card. Phone support and income-maintenance cover start with the Confort plan.
It provides a French IBAN and a Visa Business card, but no cash deposits or cheque collection, and several reviews describe unresponsive support after an incident. Keeping a backup second account is prudent.
When you open your account via our partner link, you get €50 offered, with no code to enter. The conditions are on the Blank deal page.
