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Blank logo - Alternatives in 2026
Banking

The best alternatives to Blank in 2026

Looking for an alternative to Blank? To get a free plan, real automated accounting or an account that follows your growth, other business neobanks answer certain needs better. Here is our selection for freelancers and micro-entrepreneurs registered in France, with the strong point of each.

Our selection

ShineFree plan, then from €11 excl. VAT/month (French offer)

The business account for companies and independent workers 💫

The most direct French alternative: a free plan and a few more features. Ideal if you want to avoid Blank's subscription or have more tools.

Read our review of Shine
  • Useful free plan: business account and unlimited invoicing at €0
  • Electronic invoicing included for free (Plateforme Agréée, an accredited platform under the French e-invoicing reform)
  • Customer service based in France, available 7 days a week
Shine logo
3 months free
Try Shine
IndyFree Essentiel plan, then from €9/month excl. VAT billed annually (French offer)

Indy is accounting rethought for independent workers in France.

Goes further than Blank on accounting: where Blank automates the URSSAF filing, Indy keeps all your books and filings (ideal under the BNC regime).

Read our review of Indy
  • Free Essentiel plan: business account, e-invoicing, automated bookkeeping
  • Tax filings automated and sent online from the Autonomie plan
  • Scale up to a partner expert-comptable (chartered accountant) without changing tool
Indy logo
1 month free
Try Indy
QontoFrom €9/month excl. VAT (solo, French offer, may differ locally)

All-in-one business account for freelancers and SMEs: account, card, invoicing and built-in accounting tools.

More complete when you grow: sub-accounts, cards and integrations to move from solo status to a real small structure, where Blank stays focused on independent workers.

  • Business account, invoicing and accounting in one place
  • Intuitive French interface
  • Accounting integration with more than 50 partner firms
Qonto logo
Try Qonto
Revolut Business€0 - €90/month

Multi-currency business bank account for freelancers and companies

The international choice: multi-currency accounts and good exchange rates, where Blank is 100% euro and France.

  • Multi-currency account, ideal for international freelancers
  • Attractive exchange rates
  • Virtual cards for online payments
Revolut Business logo
Try Revolut Business

Why look for an alternative to Blank?

Blank is a simple, well-designed business account for independent workers in France: automated URSSAF filing, quotes and invoices included. But depending on your needs, other solutions may fit better:

  • No free plan. Blank starts at €6/month excl. VAT. If you want a business account without a subscription, Shine offers a free plan.
  • Limited support on the entry plan. The Simple plan only includes email support; phone support only comes with Confort (€17/month excl. VAT).
  • Accounting stays partial. Blank automates the URSSAF filing but does not keep your books. To go all the way, Indy handles business account + accounting + filings.
  • Built for solo and France. For a team, sub-accounts or international business, Qonto (more complete) or Revolut Business (multi-currency) are better suited.

For a micro-entrepreneur in France who wants the essentials without complication, Blank remains a very good choice. But if one of these points blocks you, one of these alternatives will be more relevant.

Pricing at a glance

ToolPriceIdeal for
Blank logoBlankref.From €6 to €39/month excl. VAT (French offer)banque, facturation
Shine logoShineFree plan, then from €11 excl. VAT/month (French offer)banque, facturation
Indy logoIndyFree Essentiel plan, then from €9/month excl. VAT billed annually (French offer)comptabilite, facturation
Qonto logoQontoFrom €9/month excl. VAT (solo, French offer, may differ locally)banque, facturation
Revolut Business logoRevolut Business€0 - €90/monthbanque

Indicative prices taken from the tool pages, to be checked on the official websites.

Our review of Blank
Why we recommend it (and its limits)
Compare two tools
Side-by-side analysis

Frequently asked questions about Blank

Blank has no free plan (from €6/month excl. VAT). For a business account without a subscription, Shine offers a free plan, and Revolut Business and N26 Business both have a €0 plan with limited features.

Yes. Shine, Propulse by CA and Qonto are French solutions with a French IBAN. Propulse by CA is, like Blank, backed by Crédit Agricole and designed for micro-entrepreneurs.

Blank is very focused on micro-entrepreneurs (automated URSSAF filing) and starts at €6/month excl. VAT, with no free plan. Shine is a bit more complete, offers a free plan and suits freelancers as well as small businesses. If you want the cheapest option as a micro-entrepreneur, compare Blank and Propulse by CA; if you want free or more features, look at Shine.

First open your new business account and get its IBAN, then move your client transfers and direct debits (URSSAF, subscriptions) to it. Keep the old account open for a few weeks while everything migrates, then close it. There is no automatic bank switching service between business accounts: the move is done manually.