
Orus is an insurer dedicated to freelancers, independent workers and small businesses that simplifies the management of your professional insurance. Designed for the needs of French micro-entrepreneurs, Orus lets you subscribe, manage and adapt your insurance online in a few minutes, without the complexity and heaviness of traditional insurers.
Orus insures activities registered in France. If you are a foreign freelancer set up in France (micro-entrepreneur, sole trader or company), it works for you like for any French freelancer.
The prices, guarantees and conditions on this page are those of Orus's French offer.
Orus offers clear and transparent pricing, with plans adjusted to your activity and your specific needs:
(Prices checked on orus.eu in October 2026.)
Prices come with no commitment, which lets you stay flexible and adjust your cover as your activity evolves.

Orus is a modern and accessible solution for freelancers and independent workers in France who want to manage their professional insurance without hassle. With flexible plans, fast online subscription and responsive customer support, Orus lets you protect yourself effectively while focusing on growing your business.
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Orus is an online professional insurer for freelancers, independent workers and small businesses registered in France. It offers professional liability, multi-risk, ten-year construction liability, health and income protection for self-employed workers (TNS, a French status). Its website states that contracts are underwritten by Hiscox, AIG and Munich Re.
From €13 a month for low-risk activities, with no commitment. The price depends on the activity, legal form, revenue, guarantees and coverage limits (prices checked on orus.eu in October 2026, French offer).
Professional liability (from €13 a month), multi-risk and office insurance (from €25), ten-year construction liability (from €69), TNS health insurance (from €30) and TNS income protection (from €25).
Yes, in the professional liability plan, at no extra cost: unlimited legal advice (except debt collection) and lawyer fees covered up to €50,000 in case of a dispute.
The quote is done online in a few minutes. The certificate is available under 3 minutes after subscribing, sent by email and downloadable from your personal area.
Orus insures activities registered in France (micro-entrepreneur, sole trader or company). If you are a foreign freelancer working from France under a French status, it works like for any French freelancer. For an activity registered elsewhere, look for a local insurer.
What we would use instead, in the same category.
See our full comparison of the 3 alternatives to Orus in 2026: prices, features and strengths, in detail.
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