Orus logo - Orus: professional insurance built for freelancers in France
Insurance
Paid - From €13/month (professional liability, French offer)

Orus: professional insurance built for freelancers in France

The French neo-insurer for independent workers and professionals

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Orus, the neo-insurer for independent workers

What is Orus?

Orus is an insurer dedicated to freelancers, independent workers and small businesses that simplifies the management of your professional insurance. Designed for the needs of French micro-entrepreneurs, Orus lets you subscribe, manage and adapt your insurance online in a few minutes, without the complexity and heaviness of traditional insurers.

Orus insures activities registered in France. If you are a foreign freelancer set up in France (micro-entrepreneur, sole trader or company), it works for you like for any French freelancer.

What you can do with Orus

  • Fast online subscription: get a personalised quote and subscribe online: the certificate is available in under 3 minutes, with cover adapted to your activity.
  • Professional liability insurance: protect yourself against damage caused to third parties in the course of your freelance activity, essential to work with peace of mind.
  • Professional multi-risk insurance: cover your equipment, your premises and your gear against common risks such as theft, water damage or fire.
  • Simple contract management: manage your contracts and insurance documents directly from the online customer area, with the option to change your guarantees at any time.
  • Responsive customer support: a dedicated support team answers your questions quickly, so you are always well informed and at ease.

How much does it cost?

The prices, guarantees and conditions on this page are those of Orus's French offer.

Orus offers clear and transparent pricing, with plans adjusted to your activity and your specific needs:

  • Professional liability insurance from €13 a month: the entry price, for low-risk activities. It then depends on your activity, your revenue and the coverage limits you choose. Legal protection is included.
  • Other contracts: professional multi-risk and office insurance from €25 a month, ten-year construction liability from €69, TNS health insurance from €30 and TNS income protection from €25 (TNS: self-employed workers, a French status).
  • Custom plans on quote: for more specific needs or higher-risk activities.

(Prices checked on orus.eu in October 2026.)

Prices come with no commitment, which lets you stay flexible and adjust your cover as your activity evolves.

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Conclusion

Orus is a modern and accessible solution for freelancers and independent workers in France who want to manage their professional insurance without hassle. With flexible plans, fast online subscription and responsive customer support, Orus lets you protect yourself effectively while focusing on growing your business.

Strengths and weaknesses

Strengths

  • Professional liability from €13 a month, no commitment, cancel any time
  • Certificate in under 3 minutes, sent by email
  • Legal protection included, with lawyer fees covered up to €50,000
  • Dedicated advisor by phone, SMS, email or WhatsApp

Weaknesses

  • The €13 entry price is for low-risk activities: the final price depends on the activity, revenue and coverage limits
  • Deductible from €0 to €1,500 depending on the activity
  • Advisors available on weekdays only, 9am to 6pm

Frequently asked questions about Orus

Orus is an online professional insurer for freelancers, independent workers and small businesses registered in France. It offers professional liability, multi-risk, ten-year construction liability, health and income protection for self-employed workers (TNS, a French status). Its website states that contracts are underwritten by Hiscox, AIG and Munich Re.

From €13 a month for low-risk activities, with no commitment. The price depends on the activity, legal form, revenue, guarantees and coverage limits (prices checked on orus.eu in October 2026, French offer).

Professional liability (from €13 a month), multi-risk and office insurance (from €25), ten-year construction liability (from €69), TNS health insurance (from €30) and TNS income protection (from €25).

Yes, in the professional liability plan, at no extra cost: unlimited legal advice (except debt collection) and lawyer fees covered up to €50,000 in case of a dispute.

The quote is done online in a few minutes. The certificate is available under 3 minutes after subscribing, sent by email and downloadable from your personal area.

Orus insures activities registered in France (micro-entrepreneur, sole trader or company). If you are a foreign freelancer working from France under a French status, it works like for any French freelancer. For an activity registered elsewhere, look for a local insurer.

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