Looking for an alternative to Revolut Business? Revolut excels at multi-currency and international, but for a business account more rooted in France, better local support or automated bookkeeping, other solutions fit better. Here is our selection for freelancers and independent workers registered in France.
All-in-one business account for freelancers and SMEs: account, card, invoicing and built-in accounting tools.
The French leader in business accounts: more complete and solidly established in France (sub-accounts, integrations, support), where Revolut remains an international player.
The business account for companies and independent workers 💫
The simple French alternative: free plan, French-speaking support and tools designed for independent workers. Ideal if you work mostly in France and in euros.
Read our review of Shine
Business bank account and financial management solution for freelancers and companies
The other international reference, with cashback and multi-currency. Worth comparing closely with Revolut if international is your priority but you want cashback.
The 100% mobile, free business account for auto-entrepreneurs and freelancers, with cashback and zero fees abroad
A simple European neobank with a free plan and cashback on paid cards. More geared to day-to-day account use than to advanced multi-currency.
Indy is accounting rethought for independent workers in France.
Goes further on French bookkeeping: where Revolut focuses on the account, Indy keeps all your books and files your returns (ideal under the BNC regime).
Read our review of Indy
Revolut Business is hard to beat on international flows and multi-currency exchange, with a free entry plan. But depending on your activity, other business accounts may suit you better:
If you invoice a lot internationally, Revolut Business remains an excellent choice. Otherwise, one of these alternatives more rooted in France will better meet your need.
| Tool | Price | Ideal for |
|---|---|---|
 Revolut Businessref. | €0 - €90/month | banque |
 Qonto | From €9/month excl. VAT (solo, French offer, may differ locally) | banque, facturation |
 Shine | Free plan, then from €11 excl. VAT/month (French offer) | banque, facturation |
 Finom | €0 - €119/month (French offer, may differ locally) | banque |
 N26 Business | €0 - €16.90/month (French offer, may differ locally) | banque |
 Indy | Free Essentiel plan, then from €9/month excl. VAT billed annually (French offer) | comptabilite, facturation |
Indicative prices taken from the tool pages, to be checked on the official websites.
Revolut itself offers a free plan (Freelancer Free) with IBAN and multi-currency. Among alternatives with no subscription, Shine has a free plan and N26 Business offers a €0 plan with cashback. For a free French business account with invoicing, Shine is the closest.
Yes. Revolut is an international player (with an IBAN), while Qonto, Shine and Blank are French business accounts. If you want a French IBAN, local support and tools suited to French taxation, these are the alternatives to favour.
Revolut Business is unbeatable on multi-currency and international, with a free plan. Qonto is more complete and more rooted in France (accounting integrations, sub-accounts, support), but with no free plan. Choose Revolut if you invoice internationally, Qonto if your activity is mostly French.
Open your new business account first and get its IBAN, then move your incoming transfers (clients) and direct debits (URSSAF, subscriptions) to it. Keep the old account open for a few weeks while everything migrates, then close it. There is no automatic bank switching service between business accounts: the move is done manually.
