GoCardless€0 (1% + €0.20/transaction, max €4)
The direct debit solution for collecting payments from your clients without a bank card
- Payments by bank direct debit (SEPA)
- Ideal for recurring payments
- Very low fees compared to bank cards
The best alternatives to Stripe in 2026
4 similar solutions to Stripe (Payments), selected for freelancers and small businesses.
Our selection
Lemon Squeezy$0/month, 5% + $0.50 per sale
The all-in-one platform to sell digital products, with worldwide VAT handled for you (Merchant of Record)
- Merchant of Record: VAT and sales taxes worldwide are collected and filed for you
- No monthly subscription: you only pay 5% + $0.50 per sale
- Subscriptions, license keys, discount codes and no-code checkout included
Paddle$0/month, 5% + $0.50 per transaction
The Merchant of Record platform that collects payments, invoices and handles worldwide VAT for you, for software, SaaS and apps
- Merchant of Record: VAT, sales taxes and regulatory compliance handled for you in 300+ markets
- One all-inclusive fee: 5% + $0.50 per transaction, no monthly fees and no migration fees
- Subscriptions, localized checkout, fraud protection and buyer support included
SumUp€0 + 1.69% per transaction
Payment terminal and business account for taking card payments from your clients
- Payment terminal and business account combined
- Simple way to accept card payments
- No fixed monthly fees
Pricing at a glance
| Tool | Price | Ideal for |
|---|---|---|
 Striperef. | €0/month, 1.5% + €0.25 per European card | paiement |
 GoCardless | €0 (1% + €0.20/transaction, max €4) | paiement |
 Lemon Squeezy | $0/month, 5% + $0.50 per sale | paiement |
 Paddle | $0/month, 5% + $0.50 per transaction | paiement |
 SumUp | €0 + 1.69% per transaction | banque, paiement |
Indicative prices taken from the tool pages, to be checked on the official websites.
Frequently asked questions about Stripe
We have identified 4 alternatives to Stripe in the Payments category. Each one offers different features suited to freelancers and small businesses.
Stripe is a popular tool in the Payments category, but the best choice depends on your specific needs. Compare the alternatives above to find the one that fits your business best.
To choose, compare the features, pricing and reviews of each tool. Read our detailed review of Stripe and use our comparator for a side-by-side analysis.
Yes, every alternative listed here is selected for its relevance to freelancers and independent workers. They cover needs similar to Stripe in the Payments category.
Migration depends on the tool you choose. Most modern alternatives offer imports from other platforms. Check each alternative's page to learn about the available migration options.