Simplis logo - Alternatives in 2026

The best alternatives to Simplis in 2026

Looking for an alternative to Simplis for your professional liability insurance in France? Simplis is a broker that compares contracts for independent workers (professional liability from €9.99/month), but depending on whether you prefer a 100% online subscription or broader cover, other solutions may suit you better. Here are 4 alternatives we recommend to freelancers registered in France.

Our selection

OrusFrom €13/month (professional liability, French offer)

The French neo-insurer for independent workers and professionals

French neo-insurer (professional liability from €13, certificate in under 3 minutes) with broad cover: a 100% online alternative.

Read our review of Orus
  • Professional liability from €13 a month, no commitment, cancel any time
  • Certificate in under 3 minutes, sent by email
  • Legal protection included, with lawyer fees covered up to €50,000
Orus logo
10% off
Try Orus

Why look for an alternative to Simplis?

  • Simplis is a broker: the contract is carried by a partner insurer. If you want a certificate in under 3 minutes, look at Orus or Insify.
  • Professional liability specialist first and foremost: Simplis also offers health and income protection, but Wemind and Stello specialise in health and income protection, worth comparing if that is your main need.
  • Pricing depends on your line of work: Simplis starts at €9.99/month, but Insify (from €11) or Orus (from €13) can be a better deal depending on your activity.
  • Express subscription: Insify delivers the certificate in under 2 minutes.

Simplis is a good entry point for low-cost professional liability, but also look at 100% online offers like Orus, sometimes a better fit depending on your activity.

Frequently asked questions about Simplis

Simplis starts at €9.99/month for professional liability, which is already low. Insify (from €11) and Orus (from €13) are close: the final price depends on your line of work, so compare quotes with equivalent guarantees.

Orus, Insify, Stello and Wemind are all French and designed for independent workers registered in France. Simplis is a broker: the contract is carried by a partner insurer.

Simplis starts at €9.99 a month for professional liability and Orus at €13 a month, with a certificate in under 3 minutes at Orus. Compare both on your exact activity: the final price depends on the line of work, revenue and coverage limits.

Professional liability contracts can usually be cancelled after one year (Hamon law, in France) and have no commitment. Subscribe to the new contract before cancelling the old one (immediate certificate at Orus or Insify) to stay covered without a gap.