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GoCardless logo - Alternatives in 2026
Payments

The best alternatives to GoCardless in 2026

4 similar solutions to GoCardless (Payments), selected for freelancers and small businesses.

Our selection

Lemon Squeezy$0/month, 5% + $0.50 per sale

The all-in-one platform to sell digital products, with worldwide VAT handled for you (Merchant of Record)

  • Merchant of Record: VAT and sales taxes worldwide are collected and filed for you
  • No monthly subscription: you only pay 5% + $0.50 per sale
  • Subscriptions, license keys, discount codes and no-code checkout included
Lemon Squeezy logo
Try Lemon Squeezy
Paddle$0/month, 5% + $0.50 per transaction

The Merchant of Record platform that collects payments, invoices and handles worldwide VAT for you, for software, SaaS and apps

  • Merchant of Record: VAT, sales taxes and regulatory compliance handled for you in 300+ markets
  • One all-inclusive fee: 5% + $0.50 per transaction, no monthly fees and no migration fees
  • Subscriptions, localized checkout, fraud protection and buyer support included
Paddle logo
Try Paddle
Stripe€0/month, 1.5% + €0.25 per European card

The reference online payment infrastructure: cards, SEPA direct debit, no-code payment links, subscriptions and invoices, with no monthly subscription

  • No setup fee and no subscription: 1.5% + €0.25 per payment with a standard European card
  • Payment links and Checkout page without code, included in the base price
  • SEPA direct debit at €0.35 per transaction, handy for subscriptions and large amounts
Stripe logo
Try Stripe
SumUp€0 + 1.69% per transaction

Payment terminal and business account for taking card payments from your clients

  • Payment terminal and business account combined
  • Simple way to accept card payments
  • No fixed monthly fees
SumUp logo
Try SumUp

Pricing at a glance

ToolPriceIdeal for
GoCardless logoGoCardlessref.€0 (1% + €0.20/transaction, max €4)paiement
Lemon Squeezy logoLemon Squeezy$0/month, 5% + $0.50 per salepaiement
Paddle logoPaddle$0/month, 5% + $0.50 per transactionpaiement
Stripe logoStripe€0/month, 1.5% + €0.25 per European cardpaiement
SumUp logoSumUp€0 + 1.69% per transactionbanque, paiement

Indicative prices taken from the tool pages, to be checked on the official websites.

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Side-by-side analysis

Frequently asked questions about GoCardless

We have identified 4 alternatives to GoCardless in the Payments category. Each one offers different features suited to freelancers and small businesses.

GoCardless is a popular tool in the Payments category, but the best choice depends on your specific needs. Compare the alternatives above to find the one that fits your business best.

To choose, compare the features, pricing and reviews of each tool. Read our detailed review of GoCardless and use our comparator for a side-by-side analysis.

Yes, every alternative listed here is selected for its relevance to freelancers and independent workers. They cover needs similar to GoCardless in the Payments category.

Migration depends on the tool you choose. Most modern alternatives offer imports from other platforms. Check each alternative's page to learn about the available migration options.