Alan logo - Alternatives in 2026

The best alternatives to Alan in 2026

Looking for an alternative to Alan for your independent worker's complementary health insurance in France? Alan is a simple, transparent, 100% online health insurer, but depending on your budget or your wish to bundle health, income protection and professional liability, other players may suit you better. Here are 4 alternatives we recommend.

Our selection

OrusFrom €13/month (professional liability, French offer)

The French neo-insurer for independent workers and professionals

Offers TNS health insurance alongside its professional insurance, handy if you want a single contact for health and professional cover.

Read our review of Orus
  • Professional liability from €13 a month, no commitment, cancel any time
  • Certificate in under 3 minutes, sent by email
  • Legal protection included, with lawyer fees covered up to €50,000
Orus logo
10% off
Try Orus
SimplisProfessional liability from €9.99/month · ten-year construction liability from €69 incl. VAT/month (French offer)

100% digital broker: professional liability from €9.99/month and ten-year construction liability for independent workers in France

Broker that compares several health and income protection contracts to find the best guarantees-to-price ratio for your profile.

Read our review of Simplis
  • Professional liability from €9.99/month incl. VAT, with legal assistance included in the contract
  • Up to €9 million of damages covered, €200 deductible on the entry profile
  • Over 1,300 activities covered, from consultants to building tradespeople
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Free call
Try Simplis

Why look for an alternative to Alan?

  • Focused on health insurance: Alan covers health, but neither income protection (loss of income) nor professional liability. To bundle everything, Wemind and Stello offer health + income protection + professional insurance.
  • The price rises with the guarantees: depending on your profile, a TNS health plan elsewhere may be cheaper. Orus offers TNS health insurance alongside its professional insurance.
  • You also want to protect your income: income protection is often a priority for a freelancer. Wemind and Stello cover it on top of health.
  • You want to compare several contracts: Simplis is a broker that puts several health and income protection offers in competition.

For a clear, well-run online health insurance, Alan remains an excellent choice, but if you also want to cover your income and your activity, an all-in-one solution will be more practical.

Pricing at a glance

ToolPriceIdeal for
Alan logoAlanref.From €50/month (French offer, may differ locally)assurance
Orus logoOrusFrom €13/month (professional liability, French offer)assurance
Simplis logoSimplisProfessional liability from €9.99/month · ten-year construction liability from €69 incl. VAT/month (French offer)assurance

Indicative prices taken from the tool pages, to be checked on the official websites.

Frequently asked questions about Alan

The price of health insurance depends heavily on your age and guarantees. Compare an Alan quote with a TNS health plan (Orus) or a broker (Simplis) at an equivalent reimbursement level: it is the only way to really compare.

Wemind, Stello, Orus and Simplis are all French and cover the health of independent workers registered in France, often combined with income protection and professional liability.

Alan focuses on health insurance, simple and 100% online; Wemind bundles health, income protection and professional liability. If you only want good complementary health insurance, Alan; if you want to protect everything at once, Wemind.

Since infra-annual cancellation (a French rule), you can cancel your complementary health insurance at any time after one year, free of charge. Subscribe to the new insurer (Wemind, Orus...) then let it handle the cancellation steps with the old one.